First IC Bank is seeking a new team member for our Duluth Branch! We are a fast growing, local community bank serving the community for past 20 years! We are looking for another caring individual to join our team!

Job responsibilities:
Increases mortgage loan portfolio by developing business contacts;
attracting mortgage customers; completing mortgage loan processing and closing.
Mortgage Loan Office Job Duties:
 Implementing production, productivity, quality, and customer‐service standards; resolving problems; identifying
mortgage loan system improvements.
 Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as Banks
Mortgage products and their benefits. (Profiling)
 Attracts new mortgage loan applications by developing relationships within the community, specifically with the
real estate community; making sales calls to prospective customers.
 Ability to examine application and supporting documentation; estimating credit‐worthiness; calculating
repayment risk.
 Competes mortgage loans by monitoring collection, verification, and preparation of mortgage loan
documentation; scheduling and completing mortgage loan closing.
 Assist Mortgage Loan Administration with client, attorney, or appraiser document follow‐up as determined
through quality control or post closing review.
 Updates job knowledge by participating in educational opportunities; reading professional publications;
maintaining personal networks; participating in professional organizations.
Mortgage Loan Officer Skills and Qualifications:
 Minimum of Two year experience in banking and/or lending environment with basic knowledge of residential
property types.
 Experience in Mortgage lending with solid knowledge of the local market and regulations

• Good organizational skills * Good written and verbal communication skills * Possesses solid interpersonal and negotiation skills
• Demonstrated proficiency in relevant computer applications
• Must be SAFE Mortgage Licensing Act compliant for employment in this role, including new or transfer of

registration, and applicable NMLS acceptable background check
 Audit, Financial Skills, Financial Software, Customer Service, Thoroughness, Confidentiality, Analyzing
Information , Decision Making, Verbal Communication, Professionalism,
Quality Focus

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Disability insurance
• Employee assistance program
• Employee discount
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Referral program
• Retirement plan
• Vision insurance

Schedule:

• 8 hour shift

Supplemental Pay:

• Bonus pay

Education:

• High school or equivalent (Preferred)

Experience:

• Residential Banking/Lending: 2 years (Preferred)
• Loan Origination: 1 year (Preferred)

Language:

• Korean (Preferred)
• Chinese (Preferred)
• Vietnamese (Preferred)

License/Certification:

• NMLS (Preferred)
• SAFE Mortgage Licensing (Preferred)

Work Location:

• One location

Paid Training:

• Yes

Work Remotely:

• No

**PLEASE SUBMIT YOUR RESUME TO hannah.kim@firsticbank.com**

COVID-19 Precaution(s):

• Personal protective equipment provided or required
• Plastic shield at work stations
• Temperature screenings
• Social distancing guidelines in place
• Sanitizing, disinfecting, or cleaning procedures in place