First IC Bank is seeking a new team member for our Duluth Branch! We are a fast growing, local community bank serving the community for past 20 years! We are looking for another caring individual to join our team!

Job responsibilities:
Increases mortgage loan portfolio by developing business contacts;
attracting mortgage customers; completing mortgage loan processing and closing.
Mortgage Loan Office Job Duties:
 Implementing production, productivity, quality, and customer‐service standards; resolving problems; identifying
mortgage loan system improvements.
 Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as Banks
Mortgage products and their benefits. (Profiling)
 Attracts new mortgage loan applications by developing relationships within the community, specifically with the
real estate community; making sales calls to prospective customers.
 Ability to examine application and supporting documentation; estimating credit‐worthiness; calculating
repayment risk.
 Competes mortgage loans by monitoring collection, verification, and preparation of mortgage loan
documentation; scheduling and completing mortgage loan closing.
 Assist Mortgage Loan Administration with client, attorney, or appraiser document follow‐up as determined
through quality control or post closing review.
 Updates job knowledge by participating in educational opportunities; reading professional publications;
maintaining personal networks; participating in professional organizations.
Mortgage Loan Officer Skills and Qualifications:
 Minimum of Two year experience in banking and/or lending environment with basic knowledge of residential
property types.
 Experience in Mortgage lending with solid knowledge of the local market and regulations

• Good organizational skills * Good written and verbal communication skills * Possesses solid interpersonal and negotiation skills
• Demonstrated proficiency in relevant computer applications
• Must be SAFE Mortgage Licensing Act compliant for employment in this role, including new or transfer of

registration, and applicable NMLS acceptable background check
 Audit, Financial Skills, Financial Software, Customer Service, Thoroughness, Confidentiality, Analyzing
Information , Decision Making, Verbal Communication, Professionalism,
Quality Focus

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Disability insurance
• Employee assistance program
• Employee discount
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Referral program
• Retirement plan
• Vision insurance

Schedule:

• 8 hour shift

Supplemental Pay:

• Bonus pay

Education:

• High school or equivalent (Preferred)

Experience:

• Residential Banking/Lending: 2 years (Preferred)
• Loan Origination: 1 year (Preferred)

Language:

• Korean (Preferred)
• Chinese (Preferred)
• Vietnamese (Preferred)

License/Certification:

• NMLS (Preferred)
• SAFE Mortgage Licensing (Preferred)

Work Location:

• One location

Paid Training:

• Yes

Work Remotely:

• No

**PLEASE SUBMIT YOUR RESUME TO hannah.kim@firsticbank.com**

COVID-19 Precaution(s):

• Personal protective equipment provided or required
• Plastic shield at work stations
• Temperature screenings
• Social distancing guidelines in place
• Sanitizing, disinfecting, or cleaning procedures in place

Equal Employment Opportunity (EEO):
First IC Bank is an equal employment opportunity employer to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.